Why Your Group Benefits Renewal Increased — and How to Push Back
A BC employer's guide to reading a group benefits renewal: how insurers calculate the increase, which components are negotiable, and what to ask for.
John Glynn
Principal, Ascent Insurance Services Inc.
About John Glynn
John Glynn leads Ascent Insurance Services Inc. from its Vancouver office, advising employers on group benefits design, carrier selection and renewal negotiation. He has spent over a decade building and defending workplace benefits programs for organizations ranging from three-person startups to employers with several hundred people on the plan.
Areas of focus
- Group benefits plan design and carrier marketing
- Renewal analysis and negotiation
- Health spending accounts and flexible benefits
- Disability and critical illness structuring for owner-managed firms
Licensing
Licensed life & accident and sickness insurance agent, regulated by the Insurance Council of British Columbia. Licence status for any agent or agency in British Columbia can be verified through the Council's public register.
Editorial standards
Articles by this author are produced under our editorial policy, which sets out how content is researched, sourced, reviewed and kept current.
Contact
Ascent Insurance Services Inc.
202-837 West Hastings Street, Vancouver, BC, V6C 3N6
604-398-2399
admin@ascentinsurance.ca
Articles by John Glynn
Health Spending Account vs Traditional Group Benefits Plan
How health spending accounts and traditional group plans differ on cost, coverage and tax treatment — and which structure fits a BC employer's situation.
Fully Insured vs ASO: Choosing a Funding Model for Your Group Plan
How fully insured and administrative services only (ASO) funding differ on risk, cash flow and reporting — and the group size at which ASO starts to make sense.