/* ========================================
   INTERIOR PAGE STYLES
   /group-benefits, /contact, 404
======================================== */

/* ========================================
   PAGE HERO
======================================== */

.page-hero {
  position: relative;
  padding: 96px 0 88px;
  background:
    radial-gradient(
      120% 140% at 15% 0%,
      rgba(61, 103, 179, 0.55) 0%,
      rgba(13, 27, 52, 0) 60%
    ),
    linear-gradient(135deg, #0d1b34 0%, #16294b 55%, #1c3560 100%);
  color: #fff;
  overflow: hidden;
}

.page-hero::after {
  content: "";
  position: absolute;
  right: -140px;
  bottom: -180px;
  width: 460px;
  height: 460px;
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 50%;
  pointer-events: none;
}

.page-hero-compact {
  padding: 84px 0 72px;
}

.page-hero > .container {
  position: relative;
  z-index: 1;
}

.page-hero .section-label {
  color: #9db7e6;
}

.page-hero .section-label .line {
  background: #9db7e6;
}

.page-hero h1 {
  max-width: 15ch;
  margin: 0;
  color: #fff;
  font-size: clamp(2.9rem, 5vw, 4.6rem);
  font-weight: 500;
  line-height: 1.02;
  letter-spacing: -0.03em;
}

.page-hero h1 span {
  display: block;
  margin-top: 8px;
  color: #9db7e6;
  font-style: italic;
  font-weight: 400;
}

.page-hero-copy {
  max-width: 62ch;
  margin: 26px 0 0;
  color: rgba(255, 255, 255, 0.76);
  font-size: 1.16rem;
  line-height: 1.7;
}

.page-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-top: 36px;
}

.page-hero-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin: 56px 0 0;
  padding: 34px 0 0;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  list-style: none;
}

.page-hero-stats strong {
  display: block;
  color: #fff;
  font-size: clamp(2rem, 3vw, 2.7rem);
  font-weight: 500;
  line-height: 1;
}

.page-hero-stats span {
  display: block;
  margin-top: 8px;
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

/* ========================================
   BREADCRUMB
======================================== */

.breadcrumb {
  margin-bottom: 26px;
}

.breadcrumb ol {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  margin: 0;
  padding: 0;
  list-style: none;
  font-size: 0.86rem;
  letter-spacing: 0.04em;
}

.breadcrumb li {
  color: rgba(255, 255, 255, 0.55);
}

.breadcrumb li + li::before {
  content: "/";
  margin-right: 10px;
  color: rgba(255, 255, 255, 0.3);
}

.breadcrumb a {
  color: rgba(255, 255, 255, 0.78);
  border-bottom: 1px solid transparent;
  transition: border-color 0.2s ease;
}

.breadcrumb a:hover {
  border-bottom-color: rgba(255, 255, 255, 0.6);
}

/* ========================================
   PAGE SECTIONS
======================================== */

.page-section {
  padding: 92px 0;
  background: #fff;
}

.page-section-soft {
  background: #f3f6fa;
}

.page-section > .container > p,
.split-content > p {
  color: #5c6b82;
  font-size: 1.1rem;
  line-height: 1.8;
}

.split-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: 72px;
  align-items: center;
}

.split-grid-reverse .split-content {
  order: 2;
}

.split-content .section-heading {
  margin-bottom: 28px;
}

.split-content p {
  margin: 0 0 20px;
}

.split-content .advisor-tags {
  margin: 30px 0 6px;
}

.brand-note {
  margin: 28px 0 0;
  padding: 18px 22px;
  border-left: 2px solid #31579b;
  background: #f3f6fa;
  color: #5c6b82;
  font-size: 1rem;
  line-height: 1.7;
}

.brand-note a {
  color: #31579b;
  border-bottom: 1px solid rgba(49, 87, 155, 0.4);
}

.brand-note a:hover {
  border-bottom-color: #31579b;
}

.contact-details > p a {
  color: #31579b;
  border-bottom: 1px solid rgba(49, 87, 155, 0.4);
}

.split-image {
  position: relative;
}

.split-image img {
  width: 100%;
  height: auto;
  object-fit: cover;
  box-shadow: 0 28px 70px rgba(16, 34, 64, 0.14);
}

/* ========================================
   BENEFIT LIST (what's included)
======================================== */

.benefit-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

.benefit-item {
  display: flex;
  gap: 20px;
  padding: 32px;
  background: #fff;
  border: 1px solid #e3eaf3;
  transition:
    transform 0.25s ease,
    box-shadow 0.25s ease,
    border-color 0.25s ease;
}

.page-section-soft .benefit-item {
  background: #fff;
}

.benefit-item:hover {
  transform: translateY(-4px);
  border-color: rgba(49, 87, 155, 0.35);
  box-shadow: 0 24px 55px rgba(16, 34, 64, 0.09);
}

.benefit-item:last-child:nth-child(odd) {
  grid-column: 1 / -1;
}

.benefit-check {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: rgba(49, 87, 155, 0.1);
  color: #31579b;
  font-size: 1rem;
}

.benefit-body h3 {
  margin: 4px 0 12px;
  color: #171b2f;
  font-size: 1.4rem;
  font-weight: 500;
  letter-spacing: -0.01em;
}

.benefit-body p {
  margin: 0;
  color: #5c6b82;
  font-size: 1.02rem;
  line-height: 1.72;
}

/* ========================================
   CHECK LIST
======================================== */

.check-list {
  margin: 26px 0 30px;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  margin-bottom: 16px;
  padding-left: 34px;
  color: #5c6b82;
  font-size: 1.04rem;
  line-height: 1.72;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  top: 0;
  left: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  margin-top: 4px;
  border-radius: 50%;
  background: rgba(49, 87, 155, 0.12);
  color: #31579b;
  font-size: 0.72rem;
  font-weight: 700;
}

.check-list strong {
  color: #171b2f;
  font-weight: 600;
}

/* ========================================
   SIDE PANEL
======================================== */

.split-panel {
  padding: 44px;
  background: #fff;
  border-top: 3px solid #31579b;
  box-shadow: 0 28px 70px rgba(16, 34, 64, 0.1);
}

.split-panel h3 {
  margin: 0 0 18px;
  color: #171b2f;
  font-size: 1.75rem;
  font-weight: 500;
}

.split-panel p {
  margin: 0 0 24px;
  color: #5c6b82;
  font-size: 1.04rem;
  line-height: 1.75;
}

.split-panel ul {
  margin: 0 0 30px;
  padding: 0;
  list-style: none;
}

.split-panel li {
  position: relative;
  margin-bottom: 14px;
  padding-left: 26px;
  color: #5c6b82;
  font-size: 1rem;
  line-height: 1.65;
}

.split-panel li::before {
  content: "→";
  position: absolute;
  left: 0;
  color: #31579b;
}

.panel-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 56px;
  padding: 0 30px;
  background: #31579b;
  color: #fff;
  font-size: 0.88rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  transition:
    background 0.2s ease,
    transform 0.2s ease;
}

.panel-cta:hover {
  background: #3d67b3;
  transform: translateY(-2px);
}

/* ========================================
   CONTACT PAGE
======================================== */

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 560px;
  gap: 72px;
  align-items: start;
}

.contact-details > p {
  margin: 0 0 32px;
  max-width: 54ch;
}

/* Single column: at two-up the cards are too narrow for the email address,
   which then breaks mid-word. */
.contact-card-list {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 14px;
}

.contact-card {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 24px;
  background: #f3f6fa;
  border-left: 2px solid #31579b;
}

.contact-card-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(49, 87, 155, 0.12);
  color: #31579b;
  font-size: 0.95rem;
}

.contact-card strong {
  display: block;
  margin-bottom: 6px;
  color: #66758f;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.contact-card > div {
  min-width: 0;
}

.contact-card a,
.contact-card span,
.contact-card address {
  display: block;
  color: #171b2f;
  font-size: 1.02rem;
  font-style: normal;
  line-height: 1.55;
  overflow-wrap: anywhere;
}

.contact-card a {
  border-bottom: 1px solid rgba(49, 87, 155, 0.35);
  transition: border-color 0.2s ease;
}

.contact-card a:hover {
  border-bottom-color: #31579b;
}

.contact-nudge {
  margin-top: 34px;
  padding: 28px 30px;
  background: #fff;
  border: 1px dashed #cfdcea;
}

.contact-nudge h3 {
  margin: 0 0 10px;
  color: #171b2f;
  font-size: 1.3rem;
  font-weight: 500;
}

.contact-nudge p {
  margin: 0;
  color: #5c6b82;
  font-size: 1.02rem;
  line-height: 1.7;
}

.contact-nudge a {
  color: #31579b;
  border-bottom: 1px solid rgba(49, 87, 155, 0.4);
}

.contact-nudge a:hover {
  border-bottom-color: #31579b;
}

/* Contact page form */

.contact-page-form {
  padding: 40px;
}

.contact-page-form h2 {
  margin: 0 0 10px;
  color: #171b2f;
  font-size: 1.9rem;
  font-weight: 500;
  letter-spacing: -0.01em;
}

.contact-page-form .form-intro {
  margin: 0 0 28px;
  color: #748299;
  font-size: 1.02rem;
  line-height: 1.65;
}

.contact-page-form textarea {
  width: 100%;
  margin-top: 7px;
  padding: 14px 16px;
  border: 1px solid #d8e0eb;
  background: #f6f8fb;
  color: #17202a;
  font: inherit;
  font-size: 1rem;
  line-height: 1.6;
  resize: vertical;
}

.contact-page-form textarea:focus {
  outline: none;
  border-color: #31579b;
  background: #fff;
}

.contact-page-form .form-alert ul {
  margin: 10px 0 0;
  padding-left: 20px;
}

.contact-page-form .form-alert li {
  margin-bottom: 4px;
}

.form-privacy {
  margin: 18px 0 0;
  color: #8b98ab;
  font-size: 0.9rem;
  line-height: 1.6;
  text-align: center;
}

/* Map */

.map-wrap {
  position: relative;
  aspect-ratio: 21 / 8;
  background: #e6edf5;
  box-shadow: 0 28px 70px rgba(16, 34, 64, 0.12);
}

.map-wrap iframe {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

/* ========================================
   SHARED TWEAKS
======================================== */

.process-timeline-three {
  grid-template-columns: repeat(3, 1fr);
}

.process-timeline-three::before {
  left: 16.66%;
  right: 16.66%;
}

.faq-footnote {
  margin: 44px auto 0;
  max-width: 620px;
  color: #748299;
  font-size: 1.04rem;
  line-height: 1.7;
  text-align: center;
}

.faq-footnote a {
  color: #31579b;
  border-bottom: 1px solid rgba(49, 87, 155, 0.4);
}

.faq-footnote a:hover {
  border-bottom-color: #31579b;
}

.nav-link.is-current {
  color: #31579b;
}

/* ========================================
   HOMEPAGE: TRUST ANCHOR + WHY VANCOUVER
======================================== */

.why-vancouver-section {
  padding: 92px 0;
  background: #fff;
}

.why-vancouver-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

.why-vancouver-card {
  padding: 34px 36px;
  background: #f3f6fa;
  border-top: 2px solid #31579b;
  transition:
    transform 0.25s ease,
    box-shadow 0.25s ease;
}

.why-vancouver-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 24px 55px rgba(16, 34, 64, 0.09);
}

.why-vancouver-card h3 {
  margin: 0 0 14px;
  color: #171b2f;
  font-size: 1.45rem;
  font-weight: 500;
  letter-spacing: -0.01em;
}

.why-vancouver-card p {
  margin: 0;
  color: #5c6b82;
  font-size: 1.02rem;
  line-height: 1.75;
}

.why-vancouver-cta {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 20px 36px;
  margin-top: 44px;
}

@media (max-width: 860px) {
  .why-vancouver-section {
    padding: 68px 0;
  }

  .why-vancouver-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .why-vancouver-card {
    padding: 28px;
  }
}

/* ========================================
   LEGAL PAGES
======================================== */

.legal-prose {
  max-width: 780px;
}

.legal-updated {
  margin: 0 0 40px;
  padding-bottom: 20px;
  border-bottom: 1px solid #e3eaf3;
  color: #8b98ab;
  font-size: 0.92rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.legal-prose h2 {
  margin: 46px 0 16px;
  color: #171b2f;
  font-size: 1.85rem;
  font-weight: 500;
  letter-spacing: -0.01em;
}

.legal-prose h2:first-of-type {
  margin-top: 0;
}

.legal-prose p {
  margin: 0 0 18px;
  color: #5c6b82;
  font-size: 1.06rem;
  line-height: 1.8;
}

.legal-prose strong {
  color: #171b2f;
  font-weight: 600;
}

.legal-prose ul {
  margin: 0 0 22px;
  padding-left: 22px;
  color: #5c6b82;
}

.legal-prose li {
  margin-bottom: 10px;
  font-size: 1.04rem;
  line-height: 1.75;
}

.legal-prose a {
  color: #31579b;
  border-bottom: 1px solid rgba(49, 87, 155, 0.4);
  transition: border-color 0.2s ease;
}

.legal-prose a:hover {
  border-bottom-color: #31579b;
}

.legal-contact {
  margin-top: 52px;
  padding: 30px 32px;
  background: #f3f6fa;
  border-left: 2px solid #31579b;
}

.legal-contact h3 {
  margin: 0 0 12px;
  color: #171b2f;
  font-size: 1.25rem;
  font-weight: 500;
}

.legal-contact p {
  margin: 0;
}

/* Licensing note on the contact page */

.licensing-note {
  margin-top: 20px;
  padding: 26px 30px;
  background: #f3f6fa;
  border-left: 2px solid #31579b;
}

.licensing-note h3 {
  margin: 0 0 12px;
  color: #171b2f;
  font-size: 1.18rem;
  font-weight: 500;
}

.licensing-note p {
  margin: 0 0 12px;
  color: #5c6b82;
  font-size: 0.98rem;
  line-height: 1.7;
}

.licensing-note p:last-child {
  margin-bottom: 0;
}

.licensing-note a {
  color: #31579b;
  border-bottom: 1px solid rgba(49, 87, 155, 0.4);
}

.licensing-note strong {
  color: #171b2f;
  font-weight: 600;
}

/* ========================================
   FOOTER ADDITIONS
======================================== */

.footer-brand .brand-lockup {
  padding: 0;
  margin-bottom: 22px;
}

.footer-social {
  display: flex;
  gap: 12px;
  margin-top: 26px;
}

.footer-social a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 50%;
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.95rem;
  transition:
    background 0.2s ease,
    border-color 0.2s ease,
    color 0.2s ease;
}

.footer-social a:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.4);
  color: #fff;
}

.footer-legal {
  padding: 26px 0 36px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-attribution {
  max-width: 78ch;
  margin: 0 0 14px;
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.94rem;
  line-height: 1.7;
}

.footer-attribution strong {
  color: rgba(255, 255, 255, 0.78);
  font-weight: 600;
}

.footer-attribution a {
  color: rgba(255, 255, 255, 0.78);
  border-bottom: 1px solid rgba(255, 255, 255, 0.28);
  transition: border-color 0.2s ease;
}

.footer-attribution a:hover {
  border-bottom-color: rgba(255, 255, 255, 0.7);
}

.footer-legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 26px;
  margin: 0 0 16px;
}

.footer-legal-links a {
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.9rem;
  border-bottom: 1px solid transparent;
  transition:
    color 0.2s ease,
    border-color 0.2s ease;
}

.footer-legal-links a:hover {
  color: #fff;
  border-bottom-color: rgba(255, 255, 255, 0.5);
}

.footer-copyright {
  margin: 0;
  color: rgba(255, 255, 255, 0.38);
  font-size: 0.88rem;
}

/* ========================================
   ERROR PAGE
======================================== */

.error-hero {
  min-height: 68vh;
  display: flex;
  align-items: center;
}

.error-links {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 32px;
  margin: 48px 0 0;
  padding: 30px 0 0;
  border-top: 1px solid rgba(255, 255, 255, 0.16);
  list-style: none;
}

.error-links a {
  color: rgba(255, 255, 255, 0.78);
  font-size: 1rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.25);
  transition: border-color 0.2s ease;
}

.error-links a:hover {
  border-bottom-color: rgba(255, 255, 255, 0.75);
}

/* ========================================
   RESPONSIVE
======================================== */

@media (max-width: 1080px) {
  .contact-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 48px;
  }

  .split-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 48px;
  }

  .split-grid-reverse .split-content {
    order: 0;
  }
}

@media (max-width: 860px) {
  .page-hero {
    padding: 72px 0 64px;
  }

  .page-hero h1 {
    max-width: none;
  }

  .page-hero-stats {
    grid-template-columns: repeat(2, 1fr);
    gap: 28px 20px;
  }

  .benefit-list {
    grid-template-columns: minmax(0, 1fr);
  }

  .page-section {
    padding: 68px 0;
  }

  .process-timeline-three {
    grid-template-columns: repeat(2, 1fr);
  }

  .map-wrap {
    aspect-ratio: 4 / 3;
  }
}

@media (max-width: 640px) {
  .page-hero-actions .hero-btn {
    width: 100%;
  }

  .benefit-item,
  .contact-page-form,
  .split-panel {
    padding: 26px;
  }

  .process-timeline-three {
    grid-template-columns: minmax(0, 1fr);
  }

  .contact-page-form .form-row {
    grid-template-columns: minmax(0, 1fr);
  }
}

/* ========================================
   ARTICLES / INSIGHTS
======================================== */

.article-hero h1 {
  max-width: 20ch;
  font-size: clamp(2.4rem, 3.8vw, 3.6rem);
}

.article-byline {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px 10px;
  margin-top: 24px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.95rem;
}

.article-byline a {
  color: #fff;
  border-bottom: 1px solid rgba(255, 255, 255, 0.35);
}

.byline-sep { color: rgba(255, 255, 255, 0.35); }

.article-review {
  margin: 18px 0 0;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.95rem;
}

.article-review a { color: #fff; border-bottom: 1px solid rgba(255,255,255,.35); }

.article-review-pending {
  max-width: 70ch;
  margin-top: 22px;
  padding: 16px 20px;
  border-left: 2px solid #f0b429;
  background: rgba(240, 180, 41, 0.12);
  color: rgba(255, 255, 255, 0.86);
  font-size: 0.94rem;
  line-height: 1.65;
}

.article-body {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 64px;
  align-items: start;
  padding: 72px 0 92px;
}

.article-main { max-width: 74ch; }

.article-intro p {
  margin: 0 0 32px;
  color: #3d4a5c;
  font-size: 1.22rem;
  line-height: 1.75;
}

.article-intro strong { color: #171b2f; }
.article-intro a { color: #31579b; border-bottom: 1px solid rgba(49,87,155,.4); }

.takeaways {
  margin: 0 0 34px;
  padding: 28px 32px;
  background: #f3f6fa;
  border-left: 3px solid #31579b;
}

.takeaways h2 {
  margin: 0 0 16px;
  color: #171b2f;
  font-size: 1.15rem;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.takeaways ul { margin: 0; padding-left: 20px; }

.takeaways li {
  margin-bottom: 10px;
  color: #4a5769;
  font-size: 1.03rem;
  line-height: 1.7;
}

.toc {
  margin: 0 0 44px;
  padding: 24px 28px;
  border: 1px solid #e3eaf3;
}

.toc h2 {
  margin: 0 0 14px;
  color: #66758f;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.toc ol { margin: 0; padding-left: 20px; color: #5c6b82; }
.toc li { margin-bottom: 8px; font-size: 1rem; line-height: 1.5; }
.toc a { color: #31579b; border-bottom: 1px solid transparent; }
.toc a:hover { border-bottom-color: #31579b; }

.article-section { scroll-margin-top: 110px; }

.article-section h2 {
  margin: 48px 0 18px;
  color: #171b2f;
  font-size: clamp(1.7rem, 2.4vw, 2.1rem);
  font-weight: 500;
  line-height: 1.2;
  letter-spacing: -0.01em;
}

.article-section h3 {
  margin: 30px 0 12px;
  color: #171b2f;
  font-size: 1.24rem;
  font-weight: 600;
}

.article-section p {
  margin: 0 0 18px;
  color: #4a5769;
  font-size: 1.07rem;
  line-height: 1.82;
}

.section-answer {
  padding-left: 18px;
  border-left: 2px solid rgba(49, 87, 155, 0.35);
  color: #2f3b4c !important;
  font-size: 1.12rem !important;
  font-weight: 500;
}

.article-table-wrap { margin: 26px 0 30px; }

.article-table-wrap figcaption {
  margin-bottom: 12px;
  color: #748299;
  font-size: 0.95rem;
}

.table-scroll { overflow-x: auto; }

.article-table-wrap table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.99rem;
}

.article-table-wrap th {
  padding: 12px 14px 12px 0;
  border-bottom: 2px solid #cfdcea;
  color: #66758f;
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  text-align: left;
  white-space: nowrap;
}

.article-table-wrap td {
  padding: 13px 14px 13px 0;
  border-bottom: 1px solid #e8eef5;
  color: #4a5769;
  line-height: 1.6;
  vertical-align: top;
}

.article-table-wrap td:first-child { color: #171b2f; font-weight: 500; }

.article-list, .article-steps {
  margin: 24px 0 28px;
  padding: 24px 28px;
  background: #f7f9fc;
  border: 1px solid #e3eaf3;
}

.article-list h3, .article-steps h3 { margin: 0 0 14px; font-size: 1.1rem; }
.article-list ul, .article-steps ol { margin: 0; padding-left: 20px; }

.article-list li, .article-steps li {
  margin-bottom: 9px;
  color: #4a5769;
  font-size: 1.02rem;
  line-height: 1.7;
}

.faq-qa { margin-bottom: 26px; }
.faq-qa h3 { margin: 0 0 8px; font-size: 1.15rem; font-weight: 600; }
.faq-qa p { margin: 0; }

.reference-list { margin: 0; padding-left: 22px; }

.reference-list li {
  margin-bottom: 10px;
  color: #5c6b82;
  font-size: 1rem;
  line-height: 1.65;
}

.reference-list a { color: #31579b; border-bottom: 1px solid rgba(49,87,155,.4); }

.reference-note {
  margin-top: 14px;
  color: #8b98ab;
  font-size: 0.9rem;
}

.disclaimer-block {
  margin: 44px 0;
  padding: 28px 32px;
  background: #f3f6fa;
  border-left: 3px solid #8b98ab;
}

.disclaimer-block h2 {
  margin: 0 0 12px;
  color: #171b2f;
  font-size: 1.05rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.disclaimer-block p {
  margin: 0 0 12px;
  color: #5c6b82;
  font-size: 0.97rem;
  line-height: 1.75;
}

.disclaimer-block p:last-child { margin-bottom: 0; }
.disclaimer-block a { color: #31579b; border-bottom: 1px solid rgba(49,87,155,.4); }

.author-box {
  display: flex;
  gap: 26px;
  margin: 44px 0 0;
  padding: 30px 32px;
  background: #fff;
  border: 1px solid #e3eaf3;
}

.author-box .author-photo, .author-box picture { flex-shrink: 0; }
.author-box img { width: 96px; height: auto; border-radius: 50%; }

.author-box-label {
  margin: 0 0 6px !important;
  color: #8b98ab;
  font-size: 0.74rem !important;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.author-box h2 { margin: 0 0 4px; font-size: 1.35rem; font-weight: 500; }
.author-box h2 a { color: #171b2f; border-bottom: 1px solid rgba(49,87,155,.3); }
.author-box-role { margin: 0 0 12px !important; color: #31579b; font-size: 0.98rem !important; }
.author-box p { color: #5c6b82; font-size: 1rem; line-height: 1.7; }
.author-box-credential { font-size: 0.93rem !important; color: #748299 !important; }
.author-box-credential a { color: #31579b; border-bottom: 1px solid rgba(49,87,155,.4); }

.article-aside { position: sticky; top: 110px; display: grid; gap: 20px; }

.aside-card { padding: 26px 28px; background: #f3f6fa; border-top: 2px solid #31579b; }
.aside-card h2 { margin: 0 0 14px; color: #171b2f; font-size: 1.15rem; font-weight: 600; }
.aside-card ul { margin: 0; padding-left: 18px; }
.aside-card li { margin-bottom: 9px; font-size: 0.98rem; line-height: 1.55; }
.aside-card a:not(.panel-cta) { color: #31579b; border-bottom: 1px solid rgba(49,87,155,.35); }

/* The CTA is a button, not a link — keep it white on blue. */
.aside-card .panel-cta { color: #fff; border-bottom: 0; }
.aside-card p { margin: 0 0 18px; color: #5c6b82; font-size: 0.98rem; line-height: 1.65; }
.aside-cta { background: #fff; border: 1px solid #e3eaf3; border-top: 2px solid #31579b; }

/* Index + glossary grids */

.article-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 22px;
}

.article-card {
  padding: 30px 32px;
  background: #fff;
  border: 1px solid #e3eaf3;
  transition: transform .25s ease, box-shadow .25s ease;
}

.article-card:hover { transform: translateY(-4px); box-shadow: 0 24px 55px rgba(16,34,64,.09); }
.article-card h2, .article-card h3 { margin: 0 0 12px; font-size: 1.35rem; font-weight: 500; line-height: 1.25; }
.article-card a { color: #171b2f; }
.article-card h2 a:hover, .article-card h3 a:hover { color: #31579b; }
.article-card p { margin: 0 0 16px; color: #5c6b82; font-size: 1rem; line-height: 1.65; }

.article-card-meta {
  margin: 0 0 12px !important;
  color: #8b98ab;
  font-size: 0.85rem !important;
}

.badge-draft {
  display: inline-block;
  margin-right: 8px;
  padding: 2px 8px;
  border: 1px solid #f0b429;
  border-radius: 3px;
  color: #a97a08;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.glossary-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 18px;
}

.glossary-card { padding: 24px 26px; background: #f7f9fc; border-left: 2px solid #31579b; }
.glossary-card h2 { margin: 0 0 8px; font-size: 1.18rem; font-weight: 600; }
.glossary-card h2 a { color: #171b2f; }
.glossary-card h2 a:hover { color: #31579b; }
.glossary-card p { margin: 0; color: #5c6b82; font-size: 0.97rem; line-height: 1.6; }

.bc-angle {
  margin: 32px 0;
  padding: 24px 28px;
  background: #f3f6fa;
  border-left: 3px solid #31579b;
}

.bc-angle h2 { margin: 0 0 10px !important; font-size: 1.15rem !important; }
.bc-angle p { margin: 0; }

.related-terms { margin: 0 0 30px; padding-left: 20px; }
.related-terms li { margin-bottom: 10px; color: #5c6b82; line-height: 1.65; }
.related-terms a { color: #31579b; border-bottom: 1px solid rgba(49,87,155,.4); }

.insights-note {
  max-width: 74ch;
  margin: 56px auto 0;
  padding-top: 32px;
  border-top: 1px solid #e3eaf3;
}

.insights-note h2 { margin: 0 0 12px; color: #171b2f; font-size: 1.4rem; font-weight: 500; }
.insights-note p { margin: 0 0 14px; color: #5c6b82; font-size: 1.03rem; line-height: 1.75; }
.insights-note a { color: #31579b; border-bottom: 1px solid rgba(49,87,155,.4); }

.profile-note { color: #748299; font-size: 0.97rem; }

@media (max-width: 1080px) {
  .article-body { grid-template-columns: minmax(0, 1fr); gap: 44px; }
  .article-aside { position: static; }
}

@media (max-width: 640px) {
  .article-body { padding: 48px 0 64px; }
  .takeaways, .toc, .disclaimer-block, .author-box, .aside-card { padding: 22px; }
  .author-box { flex-direction: column; gap: 18px; }
  .article-list, .article-steps { padding: 20px 22px; }
}

/* ========================================
   TEAM + RECOGNITION (our-company)
======================================== */

.team-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
}

.team-card {
  padding: 28px 30px;
  background: #f7f9fc;
  border-top: 2px solid #31579b;
}

.team-card h3 {
  margin: 0 0 4px;
  color: #171b2f;
  font-size: 1.28rem;
  font-weight: 500;
}

.team-title {
  margin: 0 0 12px !important;
  color: #31579b;
  font-size: 0.82rem !important;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.team-card p {
  margin: 0 0 14px;
  color: #5c6b82;
  font-size: 0.99rem;
  line-height: 1.68;
}

.recognition-list {
  max-width: 720px;
  margin: 0 auto;
  padding: 0;
  list-style: none;
}

.recognition-list li {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding: 20px 0;
  border-bottom: 1px solid #e3eaf3;
}

.recognition-list a {
  color: #171b2f;
  font-size: 1.1rem;
  border-bottom: 1px solid rgba(49, 87, 155, 0.35);
}

.recognition-list a:hover { color: #31579b; }

.recognition-list span {
  color: #8b98ab;
  font-size: 0.88rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

/* ========================================
   MOBILE TOUCH TARGETS
   Below ~768px, links that sit alone (not inline in a sentence) need a
   comfortable tap area. Card headings get a full-card hit region rather than
   only the text being tappable; stacked link lists get vertical padding to
   reach a usable height.
======================================== */

@media (max-width: 768px) {
  /* Whole card becomes the tap target */
  .glossary-card,
  .article-card,
  .team-card,
  .why-vancouver-card {
    position: relative;
  }

  .glossary-card h2 a::after,
  .article-card h2 a::after,
  .article-card h3 a::after {
    content: "";
    position: absolute;
    inset: 0;
    z-index: 1;
  }

  /* Only the secondary link needs lifting above the overlay. The heading link
     itself must stay unpositioned, or ::after anchors to the link instead of
     the card and the full-card tap area silently does nothing. */
  .article-card .text-link,
  .team-card .text-link {
    position: relative;
    z-index: 2;
  }

  .glossary-card h2,
  .article-card h2,
  .article-card h3 {
    line-height: 1.35;
  }

  /* Stacked link lists: footer columns, legal links, related terms */
  .footer-column a,
  .footer-legal-links a {
    display: flex;
    align-items: center;
    min-height: 44px;
    margin: 0;
  }

  .footer-contact p {
    min-height: 44px;
    align-items: center;
  }

  .related-terms li,
  .aside-card li,
  .error-links li {
    margin-bottom: 4px;
  }

  .related-terms a,
  .aside-card a,
  .error-links a,
  .toc a {
    display: inline-block;
    padding: 9px 0;
  }

  /* Breadcrumb links */
  .breadcrumb a {
    display: inline-block;
    padding: 6px 0;
  }

  /* Arrow links and award links sit alone, so they need a real tap height */
  .text-link {
    min-height: 44px;
    padding: 8px 0;
  }

  .recognition-list a,
  .advisor-badge a {
    display: inline-block;
    min-height: 44px;
    padding: 10px 0;
  }

  /* Phone and email on the contact page are the highest-intent taps on the
     site — give them a full-height target. */
  .contact-card a {
    display: flex;
    align-items: center;
    min-height: 44px;
  }

  /* Social icons already 40px — nudge to 44 */
  .footer-social a {
    width: 44px;
    height: 44px;
  }

  /* Nav dropdown items inside the mobile menu */
  .dropdown-menu a {
    display: flex;
    align-items: center;
    min-height: 44px;
  }
}